Whether you want to start a new business or a project or you want to expand your existing business, finance is the bloodline of any business. When you have a great idea but do not have any money to execute it, you could look for loan from banks & financial institutions.

A project report for bank finance is a document which details out about a business or project for which finance is being sought. It contains the details about the financial, sale,purchase,production,managerial, technical aspects of the project or business in question

Illustrative inclusions in the project report a. Summary of the business/project:

1. This talks about what the business or the project is, about the requirement of finance etc.
2. Scope & prospects of the business: Describe about the scope of the project, it’s current status & the prospects of future. It is about the technical & financial feasibility of the project.
3. Details about the promoters & other significant executives: Details out the profile, educational qualification, experience of the promoters & key personnel.
4. Resources required: Infra, machinery, knowhow etc.: Describe about the Infrastructure & technical requirements of the project, along with the cost & capacity.
5. Details about the target & prospective customers: State the consumer profile of the project in question, about the prospects of scaling up & target customers.
6. Investment required: Specify the details about the investment required along with the specifications. This is essentially the cost of the project.
7. Sources of finance: How the required funds are being sourced. Details about the owned & external funds.
8. Project financial statement: It includes the financial statements such as Balance sheet, Profit & loss account
9. Financial Projections: Quantitative projection on Income, expenses, sources of funds & application of funds
10. Ratio analysis: Computation & analysis of financial statements through key ratio & their implications is required.
11. Funds flow Statement: Details about the funds- from where it is sourced and the application of funds are included.
12. Breakeven analysis: Analysis of the breakeven point of the project, it’s feasibility in terms of cost & benefits m. Conclusion: Conclusion about the project, about its strengths, weakness, opportunities & threats.